Much more strength to you. The last several years has been challenging in many ways, but the last month I have gone through my finances to see what I am spending that does not make sense anymore. I’m at home and have this link “pinnned” for about 2 weeks now, and finally made it, so truly happy. Absolutely amazing info, Marie and David. Definitely buying this book, not only for me but for my kids. That’s a wonderful dream, Lydia! Just what I needed! I knew that Social Security wouldn’t be sufficient so I planned my retirement accordingly. I am going to look at downsizing and eliminating expenses (subscriptions, etc.) Now I really think about what my morning looks like, lighting a candle, giving thanks, hiking in the mountains behind our house for an hour before work, they truly are rich experiences. read : https://www.marieforleo.com/2016/01/david-bach/ Enjoy! All this as a highly educated architect with more than a decade of experiences, running her own business… It may be helpful to look into investment accounts specifically for retirement and contact a European financial advisor. As a kid, I got a monthly allowance based on how much my parents spent on me and was left to budget it for myself. Knowing how to do algebra does not make you rich – but this does. Email. Although I am retired I am looking forward to reading The Latte Factor – I am going to get copies for my daughter, grandson and niece. No matter what. Baltimore Holiday party: Holiday party: 17 Nov 2019. I’m super excited to begin my 100 day challenge today and read The Latte Factor and Start Late Finish Rich. Thank you. I don’t have to worry about some finance bro playing with my money. It’s not too late, Kara! I can’t agree more. My takeaway was to invest in myself first, and to start saving with my first hour of work everyday for 100 days. So beautiful. I just started smart women/rich women after hearing Marie talk about it on a I understand the whole saving, but how does one get out of debt first before starting to save! And the idea to make small things to feel rich its so amazing. Thank you. Thank you for writing a road map. Making more money by side hustling online requires going above and beyond in “doing the transformation business work out of inspiration or desperation.” The kid over here from Brooklyn is definitely NOT laying down in defeat to naysayers. Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age 1St edition by Bach, David (2005) Hardcover 4.3 out of 5 stars 11 Hardcover I don’t have either of those right now at the age of 31. I am going to be 40 next year and I’ve not really read any book regarding Money before, even though I follow and have watched most of Marie’s episode/interview regarding money (and almost everything else). You have made me much richer today. That’s a good question, Becky! You might like Smart Women Finish Rich. and Thank you SO MUCH, David and Marie. Today’s episode shed new light on his philosophy for me, however. Lovingly, Laura. We always lived above our means and I’m learning to save, pay down credit cards and not live off of credit cards and I want to teach my children to do better and start saving while they are young. Wow. I dont know what crazy nymber you guys have in USA 😀 Well I already bought the book, clearly I am missing out something. Thank you so much for this! Thanks for sharing. I loved this interview and I’m looking forward to reading the book. Then I set up an automatic transfer from checking to my Roth IRA so that by the end of the year I will have invested the maximum amount allowed. It’s about heart and soul and truth more than about money. This episode opened up my eyes to a whole new world. Bach strongly believes that if your values are clear, your financial decisions are easier. But this is so good! I love his point about living rich now; eliminating where you feel trapped most of the time you don’t need more money for that. Let that little girl play! I’m in my 50’s and have learned so much from David!!! “Play the game your soul wants to live”…thank you! As I was listening to the video I went and got, The latte Factor can’t wait to read it! Delighted to share that I have taken action and posted on my Facebook! I’m a late starter- didn’t have a 401k till 44 yo, but I do have teens in the home that I’ll be sharing this with! Thank you so much for sharing it with us –– it’s sure to inspire other readers who are currently where you were three years ago. I listened on audible while I drove and it was about 2 hours. I am re-committing to my very rich, non-negotiable morning routine. I love David!!! I really want to be financially independent AND want to do something different and bigger and follow my dreams. So many gems in this episode resonated with me, especially the one about listening to your soul. I won’t ever forget that story about his Grandma, it was no doubt extremely powerful. I have the minimum invested in TD Ameritrade so it would become automated, I don’t save, I spend a ton on “keeping up with the times” things. When you’re stuck in financial overwhelm it becomes normal. But because I save money I actually do feel rich. Email. Great question, Linda! I am heading over to my online banking right now to open another account where I am going to save $5 per day for the next 100 days. I was taught this rule of 72 when I was a young girl and of course, I let it go unheard. The physical cash tips and a set of envelopes made me very responsible during those years. Thank you for the re-charge leading to living my soul’s desires. not advocating for them, but just saying that’s what I do. I’m definitely a late starter but listening to David has just transformed my entire outlook on money. Thank you so much for watching, sharing, and encouraging this community with your voice. It would be ideal to be able to open one here (will not get into much detail) but I feel and believe that I cannot do it by myself, that I would love to find a business partner. This will mark the first year I’ve saved the full Roth IRA allowance. A. When David said “I feel trapped in this corporate box” I heard for the first time what I’ve been thinking since I’ve started working – and no one around me seems to feel that need to be outside a frame. Way to go taking action, Karla! Can’t wait to read David’s book! “Be present in your life so you can listen to your soul.” And “live rich now.”. I am one of those starting late (early 40s) so in addition to The Latte Factor I have to get Start Late Finish Rich. Wish I had had that leadership & insight way back then! When I watched the Marie TV episode with Tony Robbins on “Money Master”, I started to save $100 each month automatically in my long term saving account. I love the comment that I am richer than I think. Thank you Marie and David! I did b school and it’s transforming me and my business and this is transforming my relationship to money. We’re so glad you’re feeling encouraged. Learning to be intentional will take practice and I am so excited! I’m so grateful for the tips on living below Thank you for such a well-written critique! 😉 I am at that same crossroads you were David, when you decided to leave Morgan Stanley! It was the right thing for me at just the right time! This might just be the MOST IMPORTANT Marie TV my husband and I have ever watched. I found myself nodding in agreement with everything David said. This made me breathe. I’d love for you to be part of our Insider Launch Team to help spread the word! Amazing!!! Warm regards Thank you. 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