It will only take seven working days. You’ll be able to apply for an adult bank account if you’re 18 or over, although some are available from the age of 16. If your account provider isn't part of the Current Account Switch Service (CASS), you can still switch to or from us at no cost by giving us the details of the account you want to switch. This ensures that any payments made to your old account are automatically redirected to your new account. Alternatively, we may be able to provide facilities to help you pay off any existing overdraft you may have, subject to our normal lending criteria. Current Account Overdrafts First Directory Switch to first direct Ways to bank Online Banking ... you must hold a first direct 1st Account, our current account; sole or joint accounts permitted. There are over 40 participating banks and building societies in the UK and you can see them here Opens an overlay [Will show a security message first]. Another first from first direct. About first direct arena Link to first direct arena page first direct in the community first direct always looks to make a positive impact around our bases in Yorkshire and Lanarkshire through a range of local projects and some of HSBC's national programmes, particularly in the areas of education, the environment and social needs. If you're over 18, haven't been declared bankrupt or registered for an Individual Voluntary Agreement in the last six years (or be in the process of doing so), and have a phone number and email address we can contact you with, we'd love to welcome you. General bank account help If you’ve given your permission to a TPP to make payments on your behalf or to access your financial data, this won’t be transferred automatically to your new account as part of the Current Account Switch Service. It is not possible to use the service to switch a joint account to a sole account. Please see the first direct Account Terms and Conditions for full details. We've recently had a bit of a sort out and it looks like the page you're trying to view has moved. Access a range of First Direct bank services in the Post Office® branches: withdraw, deposit or collect cash from your bank account, pension or benefits. © HSBC Group 2019. This offer is only open to brand new first direct customers so those that have banked with them in the past are not eligible. Please see the first direct Account Terms and Conditions for full details. The Current Account Switch Service will not interfere with this process and any debit card or Direct Debit transactions that you have asked your bank to stop should remain stopped after your switch. Open a bank account with first direct and enjoy award-winning customer service from real people here in the UK and a £250 interest-free overdraft (subject to status). Find out more and join us today. Your first job is to work out which type of account you want to open and then research the market to compare rates of interest, plus any other benefits the account offers. Contact us whenever you like, day or night, 24/7/365. Making your first bank account application should be a straightforward process, even if you’ve never done it before. Having created their current account with you in mind, you can spend less time banking. You can learn more about the Lending Code on the Lending Standards Board website Opens an overlay [Will show a security message first]. Our debit card allows you to make cash withdrawals in pounds in the UK up to £500 per day or the foreign currency equivalent if withdrawing cash in foreign currency outside of the UK (fees apply). first direct is a division of HSBC UK Bank plc and HSBC has accounts more suitable for customers living outside of the UK. Savers also have a range of options; the Regular Saver account, which rewards customers with the bank’s best interest rate for committing to 12 months without withdrawal, at 5% AER. It identifies both the bank and the branch where the account is held. If you want to contact first direct, there are a number of ways you can get in touch. According to their press ads, first direct gets recommended by existing customers every six seconds, and I'm one of those customers. Home Member HSBC Group. Any branch of that institution shall also be represented by the same bank code irrespective of its geographic location. The estimated balance after 12 months would be as follows: You’ll soon be able to do this with a photo via the App. We'll also arrange for your old provider to transfer any credit balance to us and close your old account if you want to. Because we want to make sure we're doing a good job, we may monitor or record our calls. For more information please call HSBC on +44 1226 261 010 or visit hsbc.co.uk. salary, pension, dividends, state benefits, tax credits etc. JavaScript is currently disabled on this computer/device. Here are just some of the main features: view balances and statements online - print up to six years, and request free paper copies. The savings account for everyday savers - no commitment, easy access, just tuck some money away when you can. alternatively, you may choose to open an account with another bank and switch away from us using the Current Account Switch Service. We'll be updating our website with further details shortly. How much can I withdraw from my bank account? Please see the first direct Account Terms and Conditions for full details. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. On that first call, everything will be just the same. Calls were answered within seconds and nothing was too much trouble. via your browser. Opens an overlay [Will show a security message first], Link to joint Current Account application, Visit our facebook page, opens an overlay, Pay in a cheque, pay in and withdraw cash, How to claim a debit or credit card refund, Current Account Switch Data Privacy Notice (PDF), Charges and Additional Product Terms (PDF), 1st Account Fee Information Document (PDF), Information sheet and exclusion list (PDF), We adhere to The Standards of Lending Practice (PDF), Current Account Switch Terms and Conditions (PDF). Max amount No max. Yes, all banks and building societies that display the Current Account Switch Guarantee Trustmark will follow the same switching process and must offer the same guarantees. All Rights Reserved. You will need to agree any overdraft facilities you require with us. To switch an account from us to a non-CASS provider just contact us. If for any reason the above does not answer your question please call us on 03 456 100 100 (Text-phone 03 456 100 147 or if calling from outside the UK +44 113 234 5678 (Text Relay +44 151 494 1260)) so we can investigate. If you are financially affected by coronavirus and would like to apply for a payment holiday on your mortgage or credit card or a repayment deferral on your loan, you need to do so by 31st October 2020. To qualify, you must have paid at least £1,000 a month into your account for six months and not have banked with us before, as well as switched to us initially using the Current Account Switch Service. If you do decide to leave, all other products you hold with first direct will also need to be closed. Online Banking with first direct is simple, straightforward and secure, so you can manage your money whenever, wherever. The point was to show "make sure you get the benefits of a specific student account." First Direct is a telephone and internet only banking division, which is part of HSBC. We'll contact you to let you know the move is complete. first direct subscribe to … Fixed term No. If there are any problems with payments as part of the switching process, we'll correct them and ensure your credit rating is not affected. Before applying, please take the time to read through the following. the service is free to use and you can choose and agree your switch date with us, we'll take care of moving all your outgoing payments (Direct Debits and standing orders etc.) First Direct (SEPA) information SEPA is an initiative of the European Union to simplify and unite bank payments within Europe. i have an eSaver with credit. First direct deposit must be received within 30 days of account opening. If you like to have your overdraft as a safety net then the First Direct 1 st current account is a great choice with its £250 0% overdraft.. As a bonus incentive, when you switch, you can earn £100 which can easily be put towards your overdraft to help you pay it off. You are in section The Current Account Switch Service has been designed to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. Once your new account is open, you can give your permission to the TPP to access it. first direct can only cancel a Direct Debit. You can close your account at any time by giving us a call on 03 456 100 100 or by writing to us at first direct, 40 Wakefield Road, Leeds, LS98 1FD. As we offer Paym, you can re-register your mobile number with us. And, if you don't like us, you can leave with £100* as a farewell gift. 4 Multiple deposits of less than $200 will not qualify. We let your old bank know you're moving - and they should get ready to close your old account once everything's been transferred safely. Who can apply? If you're unhappy with any part of your switch, please visit our guide to making a complaint. First Direct 1 st Current Account . You can find your first direct sort code on your debit card, paper statements, within Online Banking or in our App. However, the two differ in other aspects. first direct is a division of HSBC UK Bank plc. You may need to enter your card twice depending on the ATM to get the full £500 as some ATM’s only allow lower amounts for example £250/300 or foreign currency equivalent. We're not just sure you'll love our service more than anyone else's - we're banking on it. Visit our facebook page, opens an overlay, Pay in a cheque, pay in and withdraw cash, How to claim a debit or credit card refund, you have cancelled all standing orders and Direct Debits on the account, you have no outstanding cheques to clear on account, you have no pending/authorised transactions still to debit, if your account is joint then a decision to close is amicable, any regular credits to the account you may have, have been redirected e.g. There is nothing at all for you to do, no calls or anything. We'll then work with them to transfer and close your account if you want to. 0.01% AER/gross variable. Before you close your old account, check if you have any TPPs set up and make a note of who with. The ability to access your Online Banking via your stored bookmarks is soon to end. view all your first direct accounts in … Member HSBC Group. As such, cookies for this site are currently disabled. All Rights Reserved. If you're missing a Direct Debit and your switch is complete, contact us on 03 456 100 100. If you’re wondering how to cash a cheque in with first direct… first direct, PO Box 1538, Northampton, NN1 9HY. Your query will always be answered by a real person here in the UK. To pay another person who banks with first direct who you have never paid before you would choose the account you wish to send from then select ‘Move Money' from the options that appear and then select ‘New Person’ to enter all the details required. That first call, everything will be just the same all your accounts in one place open! Debits, standing orders can be set up via Online Banking with direct. Normal business days 9362 ) as the Registration Authority for ISO 9362.! Year which has matured today place ( first direct bank account Banking ) night, 24/7/365 and has a £100 fee carry... Come to an account with non-sufficient funds on a business day three of! 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